UK
Receive a tailored quote within 24 hours
Apply online in just 15 minutes
Fill out our simple online application form with basic details about your business and financing needs.
Review and Approval
Our team will promptly review your application and provide a decision.
Get Funded
Upon approval, access funds quickly to support your business growth or cash flow needs.
Discover financial solutions for all your business needs
At Decimal Factor, we arrange a variety of financial solutions designed to meet the unique needs of small and medium-sized businesses. Whether you're looking to expand, manage cash flow, or cover operational costs, we'll arrange the right product for you.
Unsecured Business Loans
£5,000 - £500,000
Gain swift access to funds without the need for collateral. Our unsecured business loans offer funding from £5K to £500K, with flexible repayment terms tailored to your business needs.
Learn moreMerchant Cash Advances
£10,000 - £1,000,000
Flexi-funding or merchant cash advance (MCA) is ideal for small businesses experiencing fluctuating sales volumes. Receive upfront funding in exchange for a percentage of your future credit card sales.
Learn moreInvoice Financing
£1,000 - £100,000
Improve your cash flow by leveraging your outstanding invoices. With invoice financing, you can immediate access up to 90% of the value of your unpaid invoices.
Learn moreOur Success Stories
"Securing financing for my small business has always been a daunting task until I found Decimal Factor. Their seamless process, coupled with personalized support, made obtaining a business loan a breeze. I appreciate their transparency and dedication to helping businesses thrive. Highly recommended!"
- Newsagent Owner
"As a restaurant owner, cash flow fluctuations are common, but thanks to Decimal Factor merchant cash advance solution, we've been able to navigate through rough patches effortlessly. Their flexibility and understanding of our industry's needs set them apart. I couldn't be happier with the results!"
- Restaurant Owner
"Invoice financing has transformed the way we manage our finances, and Decimal Factor played a pivotal role in making it happen. From the initial consultation to the funding stage, their team provided invaluable guidance and support. I'm impressed by their professionalism and commitment to client success."
- Logistics Business Owner
Have You Been Denied a Small Business Loan in the Past? Don't Let That Stop You!
At Decimal Factor, we provide alternative financing options for UK small businesses that have faced rejection.
Our team of experienced funding professionals specialise in working with small business owners who have been previously denied loans. We understand your unique situation, assess your current financial health, and develop a personalized funding solution that fits your needs.
Our initial soft credit checks ensure your credit score stays intact, so there's no risk in discovering how we can support your business.